top of page
A contractor

Our Contractor's insurance policy is made up of different types of insurance cover, typically needed for your trade.

 

The policy will ensure that you are insured for interactions with the public (Public Liability) such as a trip or a fall over your equipment, other people's property, and your tools and equipment. The policy can be tailored to your needs, depending on the size of project.

 

If you employ anyone, you will also need Employer's Liability Insurance.

Insurance for Subcontractors:

There are two types of subcontractor, 

Bona-fide Contractors:

These contractors work under their own instruction, so they set their own work schedule, and will provide their own tools and equipment for the job. Yu should check that they have their own insurance in place, and you should typically not have to insure them.

A labour only Subcontractor:

This contractor would work under your instruction, you would typically provide the tools and equipment, and you would need to have insurance in place for them.

Contractor's Insurance

A contractor

You could also look at the following if you have a vehicle that you use for business:

Van or Fleet Insurance

Breakdown Cover

GAP Insurance or Total Loss Protection. Guaranteed Asset Protection Insurance covers the difference between your insurance offer at the point your vehicle is written off or declared a total loss and the value of your vehicle at the time of purchase. It will also cover any outstanding finance payments. 

What cover do I need to take out?

  • Are we regulated?
    Yes. We are fully authorised to sell insurance products by the Regulator, the FCA. You can see our firm details at the bottom of the page.
  • Who am I buying Insurance from?
    We work with a wide panel of insurers to ensure that we can offer you a suitable insurance product. Our Insurers are all highly rated, along with our products. You will be advised on the Insurer underwriting your policy prior to you purchasing the policy.
  • How do I contact you?
    If you need to contact us about your policy, for a claim, a change or a general enquiry then you can either call us on 01173 707444 or email us at hello@fuzzyinsurance.co.uk
  • How secure are my personal details?
    Your personal details are very important to us, and we understand the need to keep them secure. We will not sell your personal data or spam you with unnecessary emails. Our processes ensure that you are in control of the communication you receive from us.
  • Why are you called Fuzzy?
    We are a team of experienced insurance professionals, and one of our favorite terms in insurance is Fuzzy Logic. It is the principle that if you know enough information about something, then you can come to additional conclusions on that subject. Insurers use this principle when assessing insurance risk. We also love the fact that it's the reverse of clear, we want to make insurance which we know is a complex subject, easy for our customers to understand, so we want to remove the Fuzziness and make it crystal clear.

Complete this form so we can start working on your quote

Fill out this form, and we’ll begin creating your custom quote.

Insurance Policy Type

Or call us on 

bottom of page